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Getting the advice of a credit counselor, clients can save their own time that could be spent on a study of credit programmes independently, thereby reducing the number of visits to the Bank.

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Credit counselor is a sort of connecting link between the borrower and the credit Department of the Bank. A loan is a transaction between the borrower and the credit institution.

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Counseling helps clients to understand the methods of calculation and the size of accrued interest, commissions and fees.A loan is a transaction between the borrower and the credit institution.

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Lately because of the demand for information in the lending market began to appear credit counselors who call themselves credit brokers. In the most positive of intentions they are trying to buy on credit, the maximum available for housing, choosing a more prestigious area. Unfortunately, justice is not a legal concept that what is called "the matter will not sew." Another example is when a borrower cannot demand cancellation of the contract, although such a desire it occurs and relates to floating interest rates. Tax return

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27 June , 2015

As the borrower may violate the terms of the contract, they know everything. Meaning of refinancing is that the new loan the borrower receives on more favorable terms than was the old. The Bank is also a possible violation.

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